Get High Limit
Business Credit Lines
Our Proven Strategy To
Build Unlimited Business Credit
Fundable
Business Setup
Properly setup your business to prepare for financing
Starter Vendor
Credit Lines
Get started with credit lines that report to D&B, Experian, and Equifax
Business Credit
Building
Add credit lines to establish a strong payment history and business credit score
High Limit Business
Credit Lines
Build your business credit to access high limit business credit lines and company vehicles.
Get Business Credit for Your EIN
Business
Credit Cards
Grow your business with high limit business credit cards
Vehicle Financing
Finance multiple company vehicles with no personal guarantee
Vendor Credit
Lines
Get credit for the services and supplies you need to operate
Fleet Credit Lines
Maintain your vehicles with fleet credit from top providers
Fuel Credit Lines
Keep your fleet on the road with business credit lines for fuel
Cash Flow Management
Improve your cash flow management with business credit lines
Equipment Rental
Get the equipment you need for your next project with business credit
Service Credit Lines
Get credit lines for the services you frequently use to run your business
WE'VE GOT YOUR COVERED
We Help All Types of Businesses
Small Business Loans
Startup Loans
Growth Financing
No PG Accounts
Expansion Financing
Flexibility
Financing Strategies for Every Business
Frequently Asked Questions
What is Business Credit?
Business credit is a measure of your company’s creditworthiness, similar to how personal credit scores assess an individual’s creditworthiness. It helps creditors determine your business’ ability to repay loans and establishes a baseline for financial trustworthiness.
Business Credit reporting utilizes data collected from Dun and Bradstreet, Experian Commercial, and Equifax Commercial.
How Do I Get Business Credit Not Tied to My SSN
Obtaining business credit without linking it to your SSN is possible by using an Employer Identification Number (EIN). This approach offers benefits such as protecting personal credit and separating finances. To achieve this, follow these steps:
1: Establish your business entity and create a Fundability Foundation™ by registering your business, obtaining an EIN, and meeting lender requirements (business address, phone, etc.).
2: Gradually build your business credit profile through timely payments, diverse credit accounts, and monitoring your credit report.
3: While an SSN may be needed for identity verification, providing a personal guarantee can expand financing options.
By following these steps, you can secure business credit without relying solely on your SSN, thus maintaining financial independence between your personal and business finances.
How Long Does it Take to Build Business Credit?
How Does Building Business Credit Work?
Building business credit involves setting up your business credibly to meet lender standards. Start by obtaining credit from vendors who report to business reporting agencies. Within 60 days, your EIN will have an established credit report and score.
Using this score, apply for more credit tiers, including revolving store credit linked to your EIN, without personal guarantees or credit checks. Continue building credit to obtain fleet cards, Visa and MasterCard cash credit, increasing your chances of securing loans and credit lines with better terms.
What Businesses Can Get Business Credit?
Business credit is accessible to various types of enterprises, including startups, small businesses, and established corporations. By setting up a credible business entity, meeting lender standards, and building a strong credit profile, companies across diverse industries can benefit from business credit to support their growth, operations, and financial stability.
Using this score, apply for more credit tiers, including revolving store credit linked to your EIN, without personal guarantees or credit checks. Continue building credit to obtain fleet cards, Visa and MasterCard cash credit, increasing your chances of securing loans and credit lines with better terms.
How Can You Help Me Build Business Credit?
How is Business Credit Scored?
The three fundamental credit scoring guidelines for business credit include:
PAYDEX Credit Score: Measures a company’s payment performance and timeliness.
Financial Stress Credit Score: Assesses the financial stability of a business and its ability to handle stress or potential bankruptcy.
Commercial Credit Score: Evaluates the overall creditworthiness and risk factor associated with a company, considering various aspects of its financial history.
Testimonials
Cheryl Reisner
As a former bank lender from Shreveport, Louisiana, I was amazed by the Fast Pace Capital's ability to unlock more funding options than I ever imagined. Their credit building process opened up new possibilities for my business. I truly believe that every business owner can benefit working with Fast Pace Capital, as it has revolutionized the way I operate.
Louis Ellington
As a Miami-based business owner, I found remarkable success working with Fast Pace Capital. Their program helped me establish a strong business credit profile, allowing me to apply for funding without using my Social Security number and eliminating personal liability for credit applications. I highly recommend the Fast Pace Capital to fellow business owners seeking to enhance their financial strategies.
Edward Zaragoza
Edward from El Paso, Texas, struggled to secure funding for his small business until he Fast Pace Capital. Within a month, the suite helped him set up his business correctly, establish trade lines, and obtain revolving credit. Now, he's on track to receive the funding he needs. Edward guarantees it's worth the investment and only wishes he had found it sooner.
Brian Johnson
Brian is extremely pleased with Fast Pace Capital's exceptional service and support. In just 3 to 4 months, he secured $50,000 in funding for his business. Grateful for the assistance, Brian is enthusiastic about referring more clients to this valuable program.
Let's Find Your Funding
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